Flooding is considered the most common natural disaster. Just because you live outside of a high-risk flood zone, you may not be immune to falling victim. If you live in the Palm Coast, FL area, the time is now to determine if flood insurance is right for you.
All Counties Insurance Agency & Traffic School is available to help you decide if flood insurance is a wise investment for you. We are here to help you understand the risks and costs associated with flood damage. We will work with you and guide you through all of the important considerations to help you find the coverage that best meets your needs.
Do You Need Flood Insurance?
Typically, when you think of flooding, you think of coastal areas where severe weather like hurricanes and tropical storms cause powerful winds and torrential rain. However, that is not the only way for flooding to occur.
Flash flooding can happen in a matter of minutes in areas that are prone to droughts. Property development that affects the natural drainage patterns can increase the risk of flooding. Heavy rains can create rivers of mud, which is also a type of flooding.
While you are only required to obtain flood insurance in high-risk flood areas, you should rethink the decision to forego coverage. A good rule of thumb to remember about flooding is if it can rain, it can flood.
Do not find yourself in financial turmoil after a flood in Palm Coast, FL. Take preventative action today by securing a proper flood insurance policy through All Counties Insurance Agency & Traffic School. Contact us today to find out about all of the options that we have available to protect your home and your belongings from a natural disaster. Give us a call now.