Does Auto Insurance Cover Hurricane Damage?

Those living in Palm Coast, FL understand the importance of being protected in the event of a hurricane. Waking up after a hurricane has rolled through the area can be very devastating, especially when seeing the damage the storm caused. Because Florida experiences hurricanes, everything from our homes to our vehicles need insurance coverage in the event of damage or loss. 

All Counties Insurance Agency & Traffic School experts know this and can help ensure your vehicle is covered under your existing insurance policy. 

Hurricane Damage

It is imperative to ensure your vehicle has coverage under your insurance policy before hurricanes and tropical storms make landfall. These storms can leave your car damaged by high winds, flying objects, floods, or being washed onto someone else’s property. Comprehensive coverage may also include corrosion from saltwater exposure and damage from fallen objects. 

Comprehensive Coverage

Those with comprehensive coverage included in their auto insurance policy are financially protected if their vehicle becomes damaged in a hurricane. Damage caused to the car must be hurricane-related, such as flash floods, falling objects, or high winds. Not all basic auto insurance policies include comprehensive coverage. Check with your insurance agent to discuss coverage and make necessary changes before a storm develops in the Atlantic Ocean of the Gulf of Mexico. 

Changing Policies

It is vital to make changes to your insurance policy as soon as possible. Unfortunately, most insurance agencies do not allow for changes to coverage when a hurricane is about to hit. Items to include in your policy include comprehensive and collision coverage, which will protect you in the event of a storm. 

Be prepared for hurricane seasons in Palm Coast, FL, and ensure you have enough auto insurance coverage to protect you against storm-related damage. The experts at All Counties Insurance Agency & Traffic School are ready to help you with your insurance coverage.