Insurance can provide peace of mind and protection if you’re a homeowner. Still, many reasons exist to get homeowners insurance from All Counties Insurance Agency & Traffic School. As your Palm Coast, FL insurance company, we proudly serve our customers with homeowners insurance they can count on. Below are three reasons to get homeowners insurance for your house. 

1. Homeowners Insurance Is Required If You’re Getting a Mortgage

If you’re buying a home with a mortgage, your lender will require you to get homeowners insurance before the loan will be funded. If your homeowner’s insurance drops for any period, your lender may start charging you for insurance at a much higher rate than you were paying the private lender. In other words, there’s no way to avoid homeowners insurance if you have a home loan. 

2. Homeowners Insurance Protects Your Investment

If a covered event occurs that damages your home, your homeowner’s insurance will provide coverage that can help repair your home. If your home is completely destroyed, this may mean the difference between having a home and finding somewhere else to live. 

3. You’ll Have Peace of Mind With Homeowners Insurance

Would you be able to rebuild your home if something happened to it? If not, homeowners insurance can provide you with the peace of mind you need to feel safe with your investment. For example, if a fire damages your home, your homeowner’s insurance would help pay for the repairs. Your insurance policy could provide financial protection if a tree fell on your roof. 

To learn more about homeowners insurance in the Palm Coast, FL area, call All Counties Insurance Agency & Traffic School today.