A Suspended License & Your Auto Insurance Coverage

If your Florida driver’s license is suspended, your auto insurance company is not required to continue providing coverage. Most companies will cancel your policy once you discover your license has been suspended. 

However, some companies will continue to provide coverage in Palm Coast, FL. All Counties Insurance Agency & Traffic School can help you find coverage. It’s important to remember that your policy will not cover any accidents or damage while driving with a suspended license. 

Why Your Policy May Be Cancelled 

If you have a suspended license, it means that you have violated one or more of the terms of your auto insurance policy. For example, you may have failed to pay your premiums on time, been convicted of a DUI, or been involved in too many accidents. As a result, your insurer may deem you to be a high-risk driver and decide to cancel your policy. 

Sometimes, your insurer may offer you the option to continue your coverage by paying a much higher premium. However, this option is typically only available to drivers who have had their licenses suspended for non-driving-related offenses, such as failing to pay child support or missing jury duty. 

Driving Without Insurance Is Illegal 

It’s important to remember that driving without insurance is illegal in Florida. As such, it’s always best to avoid caution and obtain coverage from another provider before driving with a suspended license. Though it’s technically possible to find auto insurance coverage after getting your license suspended in most cases, it’s best to wait until your license is reinstated before trying to get insured again. Contact All Counties Insurance Agency & Traffic School in Palm Coast, FL, so that we can help you find the best solution for your situation.