Adding a pool to your home can be an exciting upgrade. It’s a great place to relax, entertain, and even boost the overall value of your property. However, before you start construction, it’s important to understand how a swimming pool can impact your home insurance coverage.

Liability Coverage Increases May Be Necessary

In the insurance world, pools are considered an "attractive nuisance." This term refers to features that can draw people in but also increase the likelihood of accidents or injuries. As a result, your liability risk may rise after installing a pool.

While many insurance policies include liability protection, it’s essential to consult with your insurance agent to ensure your coverage is sufficient for your needs after the pool is installed. You may also want to explore adding an umbrella policy to enhance your liability coverage.

Consider Safety Measures

Your insurance company may require specific safety precautions to provide or maintain coverage. These measures could include installing a locking fence around your pool, using pool alarms, applying anti-slip surfaces, or covering the pool with a safety cover when it’s not in use. If you’re unsure about the safety requirements for maintaining coverage, reach out to your insurance agent for guidance.

All Counties Insurance Agency & Traffic School: Proudly Serving Palm Coast

At All Counties Insurance Agency & Traffic School, we proudly serve Palm Coast, FL, and surrounding areas with insurance solutions to help you stay safe and protected. Contact us today or stop by our office to learn more about which of our insurance products are the right fit for your needs. We look forward to assisting you!