Compare Insurance Quotes with All Counties Insurance Agency
Florida has several unique characteristics and state-specific laws that affect your home and auto insurance coverage. Our goal at All Counties Insurance Agency is to help you understand the variety of coverage options available to you, while keeping in mind legal requirements and limitations.
Our agency is dedicated to helping you get the best insurance for your situation. We work with multiple insurance companies to give us the best opportunity to find you the best rates and coverage. We use companies who have strong financial stability ratings through A.M. Best or Demotech. Our mission is to create a friendly atmosphere for our clients and help them grow and feel secure with their policies.
Our most popular insurance products include: Homeowners, Condominium, Manufactured Homes, Mobile Homes, Landlord Risks, Vacant, Flood, Renters, P.U.P., Automobile, R.V., Motorcycle, Boat, Jet ski, ATV, Commercial Automobile, Commercial Liability, Commercial Property, Classic Cars, Classic Motorcycles, Classic Boats, etc.
Florida Auto Insurance Overview
Like every other state, Florida requires drivers to have a minimum of liability car insurance in order to operate a vehicle. Florida is one of 12 states that has no-fault insurance laws, and one of five with verbal thresholds. A January 2014 report by the state's Office of Insurance Regulation noted a decrease in personal injury protection (PIP) rates, which has led to lower insurance rates for most Florida drivers. However, the state's no-fault designation is constantly under threat of reform, which could have a dramatic effect on Florida drivers.
Florida Home Insurance Overview
Because Florida is prone to hurricanes, tropical storms, and other natural disasters, homeowners in the state face higher risks for loss and damage. Mortgage lenders typically require homeowners' insurance as part of the mortgage terms, though it is not legally required of homeowners. Since most home insurance policies do not include flood insurance, mortgage lenders may also require this coverage for coastal homes and other high-risk residences.
To compare rates and discover which insurance provider offers the best coverage for your needs, we encourage you to use our personalized, comprehensive tool available right on our site. For any questions or assistance, don't hesitate to contact one of our licensed agents at All Counties Insurance Agency to receive one-on-one feedback and advice regarding all of your insurance needs.