{"id":146,"date":"2024-10-21T04:00:00","date_gmt":"2024-10-21T10:00:00","guid":{"rendered":"https:\/\/www.aciaonline.com\/blog\/?p=146"},"modified":"2024-10-15T15:09:24","modified_gmt":"2024-10-15T21:09:24","slug":"why-every-homeowner-needs-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.aciaonline.com\/blog\/why-every-homeowner-needs-flood-insurance\/","title":{"rendered":"Why Every Homeowner Needs Flood Insurance"},"content":{"rendered":"<p>When you&#8217;re a homeowner, you know that you need home insurance to protect yourself against a wide range of risks. But did you know that you also need a flood insurance policy? Many homeowners aren&#8217;t aware of how common flooding is and how much damage it can cause. If you don&#8217;t have a flood policy, it&#8217;s time to get one. Call us at All Counties Insurance Agency &amp; Traffic School in Palm Coast, FL.<\/p>\n<h2>Home and Flood Policies<\/h2>\n<p>If you have home insurance, why do you need a flood policy? That is because floods aren&#8217;t covered under home insurance policies. These policies directly exclude flooding from their coverage. If a flood were to hit a home, home insurance wouldn&#8217;t pay for any part of the damage. Also, floods are one of the most expensive types of disasters. Along with your home insurance, every home should be covered by a flood policy, which is especially important in Florida.<\/p>\n<h2>Flooding Claims<\/h2>\n<p>If you aren&#8217;t necessarily in a flood zone, do you really need flood insurance? Yes! About one out of every five flood claims are from homes that aren&#8217;t in one of these zones. A substantial number of homes are flooded without being in a flood zone. If you believed that you only had to have flood insurance if you were in one of these zones, it&#8217;s important to talk to us about the need for flood insurance and to get a policy of your own. It&#8217;s an important part of protecting your home against disasters.<\/p>\n<h2>Get Flood Insurance in Florida<\/h2>\n<p>If your flood policy doesn&#8217;t cover you, now is the time to get one. To find out more about them, you can contact us at All Counties Insurance Agency &amp; Traffic School in Palm Coast, FL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you&#8217;re a homeowner, you know that you need home insurance to protect yourself against a wide range of risks. But did you know that you also need a flood insurance policy? Many homeowners aren&#8217;t aware of how common flooding is and how much damage it can cause. If you don&#8217;t have a flood policy, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-146","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-all-counties-insurance-agency-traffic-school","tag-palm-coast-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts\/146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/comments?post=146"}],"version-history":[{"count":1,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts\/146\/revisions"}],"predecessor-version":[{"id":147,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts\/146\/revisions\/147"}],"wp:attachment":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/media?parent=146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/categories?post=146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/tags?post=146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}