{"id":140,"date":"2024-07-30T04:00:00","date_gmt":"2024-07-30T10:00:00","guid":{"rendered":"https:\/\/www.aciaonline.com\/blog\/?p=140"},"modified":"2024-07-19T11:59:07","modified_gmt":"2024-07-19T17:59:07","slug":"why-its-so-important-to-have-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.aciaonline.com\/blog\/why-its-so-important-to-have-flood-insurance\/","title":{"rendered":"Why It&#8217;s So Important to Have Flood Insurance"},"content":{"rendered":"<p>When you own a home, you need at least two types of insurance. One of these is home insurance. Home insurance pays for many types of disasters that can happen to a home. However, it won&#8217;t pay for a flood that damages your home. Floods are specifically excluded from home insurance policies. Many homeowners don&#8217;t know this and expect their home policy to cover it. That can leave them in an awkward financial position after a flood occurs. It would be best to have a flood insurance policy to ensure you aren&#8217;t in that precarious position. To learn more, call us at&nbsp;All Counties Insurance Agency &amp; Traffic School in&nbsp;Palm Coast, FL.<\/p>\n<h2>Damage From Flooding<\/h2>\n<p>When a flood strikes a home, it can cause various levels of damage. This often depends on how high the water gets and how long it stays that way. When the water sits in a home for a longer period of time, it does far more damage. This can even make it necessary to rebuild a portion of the home or even to rebuild it entirely. Always keep flood insurance so that this can be paid for by the insurance rather than by you.&nbsp;<\/p>\n<h2><strong>Flooding Outside Flood Zones<\/strong><\/h2>\n<p>It&nbsp;isn&#8217;t just inside flood zones that flooding occurs. When an area isn&#8217;t designated as a flood zone, some homeowners don&#8217;t believe they need flood coverage. However, about one in five flood claims come from areas that aren&#8217;t in a flood zone. That makes it important to have this insurance&nbsp;no matter which area you live in.&nbsp;<\/p>\n<h2><strong>Get Flood Insurance&nbsp;<\/strong><\/h2>\n<p>If you don&#8217;t have a flood policy, it&#8217;s time to get one. Call us at&nbsp;All Counties Insurance Agency &amp; Traffic School in&nbsp;Palm Coast, FL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you own a home, you need at least two types of insurance. One of these is home insurance. Home insurance pays for many types of disasters that can happen to a home. However, it won&#8217;t pay for a flood that damages your home. Floods are specifically excluded from home insurance policies. Many homeowners don&#8217;t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-140","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-all-counties-insurance-agency-traffic-school","tag-palm-coast-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts\/140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/comments?post=140"}],"version-history":[{"count":1,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts\/140\/revisions"}],"predecessor-version":[{"id":141,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/posts\/140\/revisions\/141"}],"wp:attachment":[{"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/media?parent=140"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/categories?post=140"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aciaonline.com\/blog\/wp-json\/wp\/v2\/tags?post=140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}